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Middle-class Americans often have the luxury of being able to afford to take at least one vacation a year, but they still have to save up to make it happen. After all, they have to consider accommodation, food, entertainment, local transportation, airfare, etc. And that's not even including in-country expenses like pet-sitting services, passports, visas, etc.
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Saving up in advance is even more important for people hoping to take a luxury vacation. Depending on the cost of the trip, it can cost thousands or even tens of thousands of dollars, and it can take months or even years to save up the funds.
Sometimes, luxury travel isn't what you expect, especially if it means using up all your savings. Here are the best luxury travel destinations that are not worth saving up for if you're in the middle class.
Private Island in the Maldives or French Polynesia
Booking a stay on a private island is the height of luxury, but it can be cost-prohibitive.
“For example, rates for private islands in the Maldives or French Polynesia can easily reach $5,000 a night, including additional costs like transportation and food,” says Holly Mackay, vice president of public relations at Hotel Planner. “Overwater bungalows in the Maldives can cost anywhere from $5,000 to $20,000 a week.”
And that doesn't even take into account the airfare, entertainment fees and visa fees you'll need to pay to visit and truly enjoy these destinations.
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Luxury Safaris in Kenya and Tanzania
Going on safari may be the adventure of a lifetime, but if you're middle class, you might want to forgo the ultra-luxurious experience for something more affordable that's just as fun.
“Luxury safari lodges in Kenya, Tanzania and South Africa currently cost between $7,000 and $15,000 per person for a seven- to 10-day trip,” Mr Mackay said.
They typically include a private guide and luxury accommodation, but if your main goal is to have a unique experience, they may not be worth the price.
Again, you'll need to factor in the cost of flying to and from your destination – for example, if you're flying from New York to Tanzania, a round-trip economy class flight will cost you between $1,300 and $1,900 – but if you want a more luxurious and pampering flight, be prepared to pay much more.
Aspen and Swiss luxury ski resorts
Luxury ski resorts like Switzerland and Aspen may also not be worth the expense. You have to factor in not only airfare, but also lift tickets, ski rentals, and local food and lodging. That will cost you about $3,000 to $5,000 per person per week, excluding airfare, says MacKay. The luxury ski resort of Courchevel will also cost you about $6,000 to $15,000 per week for two people.
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Price isn't the only reason why these destinations aren't worth visiting.
“These destinations often cater to a high-roller clientele. [and] “It may not have the same appeal to middle-class travelers looking for cultural immersion and local experiences,” MacKay said.
Caribbean
Living in the Caribbean may not be too expensive, but vacationing there can be pricey if you're looking for the ultimate in luxury. A week's stay at a luxury resort can cost between $4,000 and $12,000 for two people, according to MacKay, and opting for gourmet meals and other high-end experiences can make for a very pricey trip.
Global Cruise
While not a specific destination, MacKay also doesn't recommend luxury ocean cruises with cruise lines such as Regent Seven Seas or Crystal Cruises, which generally offer all-inclusive packages but can expect to pay anywhere between $3,000 and $20,000 per person.
Have a luxurious vacation
Everyone has different tastes, so it's possible that one middle-class family might find these places worth visiting while another might not, but if you want to enjoy luxury without paying top dollar, there are some ways to ease the financial burden.
“Consider traveling to upscale destinations in the off-season, as rates can drop significantly during the off-season or low season. Luxury hotels in the off-season can cost around $1,500 to $2,000 a night,” says MacKay. “Alternatively, you can splurge on a few nights at a luxury hotel in a good location for $500 to $1,000 a night and opt for more affordable accommodations for the rest of your trip.”
You can also add a few extravagant experiences to your trip, like a Michelin-star dinner or a private cooking class, rather than making your entire trip just about these experiences.
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This article originally appeared on GOBankingRates.com: 5 Luxury Travel Destinations That Aren't Worth Saving For If You're Middle Class
